Whats money do in the game besides for allow you to lose it in bad situations?
and for the point on disconnections/crashes, that's just one of the reality of multiplayer gaming.
In reality, instead of lugging around large amounts of cash all the time, we choose to bask in the safety of credit cards.
IRL if you die, you dont respawn & You loose all your cash.(relatives) So I think its a bad idea. Otherwise evryone will be rich because nobody looses any money.
You can use a credit card so if you get shot in between withdrawing the 60K and buying the car, you dont lose the money.